rant · moment 7 of 20
Two Years Without an ID and Mortgage Industry Loopholes
from Subsistence Hustlers · #21
Audio-only archive episode — no video to seek.
3 minTim explains living for two years without a driver's license after losing it to tickets, getting pulled over repeatedly, and how pre-2009 mortgage origination had zero federal ID/background checks.
- 20:51Tim spent two years without an ID after his driver's license was suspended for unpaid tickets.
- 21:17A cop tells him his license has been suspended 20 times and threatens to take him to jail.
- 21:35Tim observed that at least half the people coming through for mug shots were immigrants driving without licenses, not serial offenders like him.
- 22:08Tim's strategy with cops was always to be respectful and fearful, aiming to leave the interaction as quickly as possible.
- 22:31He went to jail twice for driving without a license, but managed to function for years without official ID.
- 22:58When asked if he had to get documents notarized or show ID for mortgage work, Tim says no—once you're on the books at a company, it never came up.
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