Fraud and Human Nature in the Unmet Needs Table

• 51:24Freelance photographers lost business because people stopped wanting portraits when they were sad.
• 51:46Tim distributed food vouchers to Bear Stearns attorneys who ended up needing them.
• 52:04One client's husband commuted from Florida, living in a mansion there while maintaining a $35,000-a-month Manhattan mortgage.
• 52:58The wealthy couple claimed they needed their mortgage paid despite their obvious affluence.
• 53:25FEMA paid the $35,000 monthly mortgage for 18 months without requiring the couple to compromise their lifestyle.
• 54:04Tim observed the woman would eventually need to work retail and accept a reality check on her expenses.
• 54:44Cab drivers and Millennium Hotel workers were the groups most devastated by the area's economic collapse.
• 55:19After two and a half years doing this work, Tim could distinguish between genuinely desperate people and those seeking handouts.
• 55:37Immigrants wanted the ability to work; Americans wanted the money itself.
• 56:00People felt their jobs and lives were taken, with no replacement job setup and bills still coming due.
• 56:22Landlords and banks don't care about circumstances—rent and mortgage payments keep coming regardless of disaster.

FEMABear StearnsMillennium Hilton