rant · moment 10 of 14
Fixing His Credit and Buying Junk on Credit
from Not A Legal Expert · #106
Audio-only archive episode — no video to seek.
4 minRay tells stories about his childhood toys and threatening self-harm to stop bullies, then explains his ongoing effort to fix his bad credit score and his history of maxing out cards on a failed feature film and junk from sketchy credit-based shopping sites.
- 34:31Tim got picked on in high school until he started threatening to kill himself, which earned him friends.
- 35:01Trying to fix his credit score, which hovers around 600 to 650.
- 35:16Tim never pays credit card bills and treated them as free money whenever new cards arrived.
- 35:32At 19, he maxed out a credit card on a pretentious indie film project about kids with foam swords defending a pizza place that never got finished.
- 36:20Now trying to get his finances and fitness in shape after years of debt silence.
- 36:38Credit Karma offers a sketchy financing service called GetItNow to buy used garbage like a $40 Tomb Raider game.
- 36:58The site sells trash—bedazzled foam items and flea market garbage—where nobody shops without using their credit system.
- 37:31He's playing Tomb Raider on PlayStation 4 now after playing Uncharted last year, comparing it to Indiana Jones but without the whip or fedora.
- 38:09Uncharted involves mowing people down with a K-47, not whipping turbaned guys like actual Indiana Jones.
- 38:23Marcus in the movie knows a thousand languages, will kill your mother, and has already found the Grail.
- 38:36Tim's stuck buying fucking garbage through the financing site to build credit.
Tomb RaiderUncharted