Interview · moment 7 of 33

Student Loans, Credit Card Debt, and Skipping College

from The Joe Rogan Experience | #330 · #330

4 min

Guest

They discuss how student loan debt can't be discharged in bankruptcy unlike other debts, a story about a disastrous first credit card with fees exceeding the limit, and whether college is worth it given campus insanity and oversupply of doctors and lawyers.

In this bit8 moments
  • Tim got a credit card with a $200 activation fee and only a $250 limit, making it impossible to use.
  • Student loans are the one type of debt you can't escape through bankruptcy.
  • Tim argues against going to college, questioning what anyone actually learns at mid-tier universities.
  • Low-level mid-tier schools exist mainly for football and partying, not actual education or career preparation.
  • College is necessary if you want to be a doctor or lawyer, but we don't need more of either profession.
  • Most college students major in business or marketing with no idea what they're actually going to do.
  • Tim dropped out of community college to start selling subprime mortgages and regrets not having the college experience.
  • Despite his unconventional path, Tim believes his journey through crazy experiences made him good at comedy.
Mentioned here

collegestudent loanscredit cardsAmerican universitiesPrincetonStanford

All 33 moments in this episode →